Jakarta – There is Vehicle registration Motorcycles can be pawned Pawn shop? One way to get a loan quickly and safely is to pledge valuables with a financial institution that offers loans as collateral for the goods.
One of these companies is Pegadaian. The state-owned firm is currently registered as collateral for a wide range of valuables, including cell phones, laptops, gold bars, jewellery, cars and motorbikes.
The way to pawn a motorbike in Pegadaian is by submitting the vehicle and the required key documents such as KTP, STNK, BPKB and vehicle purchase invoice if any.
This document will then become Pegadayan’s basic guaranty to determine the value of the loan you can get. Pegadaian itself offers loans from Rp. 1,000,000 with a capital rent of 1% per month (Regular) or 0.05% for 15 days (Flexible).
However, there are several things you should consider before deciding to pawn your motorbike in Pegadaian. Like:
– The vehicle must be in a private name
It is important to know that Pegadaian will only accept motorbikes or other vehicles pledged in individual names as proven by the relevance of KTP, STNK and BPKB documents.
Meanwhile, if the vehicle is not in the customer’s name, the customer must include proof of sale and purchase and a photocopy of the first owner’s ID to verify legal ownership.
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